Property Law

Making the move

For most people, their home is their major asset and the biggest investment they will ever make. Such an investment requires that all bases are covered: the property title (information on who owns the land) needs to be investigated properly and any problems need to be identified as early as possible.

Sweetman, Burke & Sinker have a dedicated team dealing with all property transactions; they will make sure the whole process is as smooth as possible. You will be provided with as much detailed, practical advice as you need and one named conveyancer will be your point of contact.

Sales and purchase

Sweetman, Burke & Sinker are the natural choice to take care of the complexities of your move; we have an extensive knowledge and experience of a wide range of property sales and purchases. We have particular expertise in the field of shared ownership, including general sales and purchases, the help-to-buy scheme and ‘staircasing’.

It is vital to take expert legal advice on property-related matters, whether it is buying or selling your home, leasing property for business or buying property as an investment.

How Can We Help You?

Over the last 20 years, we’ve helped many families, businesses and individuals with their property transactions. Our law firm offers you various conveyancing services:

  • Residential Conveyancing

Residential Conveyancing

We are here to ensure that your property transaction runs as quickly and as smoothly as possible, whether you are buying or selling a house or have any other residential property requirement, you can rely on us to get you moving.

If you’re a first timer buyer, the purchase and sale of a property is likely to be one of the most life-changing decisions and greatest financial transactions you’ll make. This is an extremely important time and can be both expensive, stressful and emotional for the individuals involved.

Our expert team have a strong understanding of the legal complexities and potential pitfalls during the key stages, so we always adopt a pro-active approach. We will conduct a thorough examination of vital checks, searches and legal formalities. We aim to identify and resolve any issues as early as possible during the process, so that there are no problems for you later down the line.

Below are the range of residential services we offer:

  • Buying or selling a home, flats, new build, retirement property
  • Leasehold property purchase & sale
  • Lease extensions, assignments and underletting
  • Auction sales and purchase
  • Buying or selling land
  • Buying to let
  • Right to Buy
  • Transfer of equity
  • New Build
  • Advice and special assistance for first time buyers
  • Declaration of Trust / Property Trust
  • First registrations

Caryn Nathan is a solicitor and heads the residential conveyancing team. She qualify in 2006 and has over 12 years experience in conveyancing, having specialised in the area since she qualified.

  • Take your instructions and give you initial advice.
  • Check finances are in place to fund purchase and contact lender’s solicitors if needed.
  • Receive and advise on contract documents (and the lease if leasehold).
  • Carry out searches.
  • Obtain further planning documentation if required.
  • Make any necessary enquiries if seller’s solicitor.
  • Give you advice on all documents and information received.
  • Go through conditions of mortgage offer with you.
  • Send final contract to you for signature.
  • Agree completion date (date from which you own the property)
  • Exchange contracts and notify you that this has happened.
  • Arrange for all monies needed to be received from lender and you.
  • Complete purchase.
  • Deal with payment of Stamp Duty/ Land Tax.
  • Deal with application for registration at Land Registry.

How long will it take?

How Long it will take from your offer being accepted until you can move in to your house or flat will depend on a number of factors. The average process takes between 4-8 weeks.
It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a house with a mortgage in principle and there is no chain, it could take 4 weeks, However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 6 weeks and 3 months. In such, a situation additional charges would apply.

Our fees cover all of the works* required to complete the purchase of your new house/flat including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

Legal Fees – From £695 to £995 plus VAT

*These fees vary from property to property. If the transaction is complicated or the value of the property higher than normal we will have to charge more. We will always agree the fee in advance, We can give you an accurate figure for your agreement once we have spoken to you and have had sight of your specific documents.
Disbursement are payable in addition to legal fees. Disbursements are costs related to your matter that are payable to third parties, such as Land Registry Fees. We handle the payment of the disbursement on your behalf to ensure a smoother process. The disbursement are as follows.

Local Authority VATABLE DISBURSEMENTS

Search Fees

These range between £80 and £250 depending on the Council
Drainage Search Fee £71.36
Chancel Check Search Fee £24.00
Environmental Search Fee £58.80
Lawyer Check £12.00
Electronic Money Transfer Fee

NON VATABLE DISBURSEMENTS

£30.00

 

Stamp Duty This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’S website or if the property is in Wales by using the Welsh Revenue Authority Website.
Land Registry Fee This also depends on the purchase price. We register the property using the online portal. Please see scale 1 charges at HM Land Registry website.
Land Registry Search Fee £3.00

If the Property is Leasehold addition disbursement will apply which will be set out in the individual lease relating to the property. The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursement may apply depending on the term of the lease. We will update you on the specific fees upon receipt and review of the lease from the seller’s solicitors. These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents.

  • Notice of Charge fee (if the property is to be mortgaged)–This fee is set out in the lease. Often the fee is between £30 and £80 +VAT
  • Notice of transfer fee– This fee if chargeable is set out in the lease. Often the fee is between £30 and £80 + VAT.
  • Deed of Covenant fee – This fee is provided by the management company for the property and can be difficult to estimate. Often it is between £50 and £100 + VAT.
  • Certificate of Compliance fee – To be confirmed upon receipt of the lease, as can range between £50 and £100 + VAT.

*Our fee assumes that:

  1. This is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in the title which requires remedying prior to completion or the preparation of additional document ancillary to the main transaction.
  2. This is the assignment of an existing lease and is not grant of a new lease.
  3. The transaction is concluded in a timely manner and no unforeseen complication arise.
  4. All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation.
  5. No indemnity policies are requires. Additional disbursement may apply if indemnity policies are required
  • Take your instructions and give you initial advice.
  • Prepare the contract and the relevant property forms and send them to the buyers solicitors.
  • Apply for an information pack from the freeholder/managing agents (if the property is leaseholder) and send the same to the buyer’s solicitors.
  • Respond to any enquiries raised by the buyer’s solicitors.
  • Send final contract to you for signature.
  • Agree completion date (date from which you will no longer own the property).
  • Exchange contracts and notify you that this has happened.
  • Arrange for you to sign to transfer Deed, which is the document the Land Registry requires for them to transfer ownership.
  • Complete sales.
  • Arrange for any mortgages to be repaid and to send the net sale proceeds to you.

Our fees cover all of the work* required to complete the sale of your house/flat.
Legal Fees- From £695 to £995 plus VAT
*These fees vary from property to property. If the transaction is complicated or the value of the property higher than the normal we will have to charge more. We will always agree the fee in advance. We can give you an accurate figure for your agreement once we have spoken to you and have had sight of your specific documents.
Disbursements are payable in addition to legal fees.
Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursement on your behalf to ensure a smoother process.
The disbursements are as follows:

Land Registry Fee for office copy of your title £6.00
Electronic money transfer fee £36.00 + VAT

If the property being sold is leasehold, additional disbursement will apply. They are as follow:

Information Pack from the freeholders or managing agents. This fee can vary from no charges at all to £500 plus VAT. We would obviously let you know if this was likely to be payable in your particular transaction.

*Our fee assumes that:

  1. This is a standard transaction and that no unforeseen matters arise including for example(but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction.
  2. This is the assignment of an existing lease and is not the grant of a new lease.
  3. The transaction is concluded in a timely manner and no unforeseen complication arise.
  4. All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation.
  5. No indemnity policies are required. Additional disbursement may apply of indemnity policies are required.

Our Commitment

Sweetman, Burke & Sinker property (conveyancing) services are structured to ensure that client needs are met; a high-quality service is always delivered.

For assistance, please do not hesitate to contact Caryn Nathan on c.nathan@sbs-law.co.uk or call 020 8840 2572.